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  <xs:element id="kg_ReinsuranceAssetsAndLiabilitiesRetrocededPercentage" abstract="false" name="ReinsuranceAssetsAndLiabilitiesRetrocededPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="kg_ReinsuranceRecoverableForPaidAndUnpaidClaimsAndClaimsAdjustmentsAdverseDevelopmentCover" abstract="false" name="ReinsuranceRecoverableForPaidAndUnpaidClaimsAndClaimsAdjustmentsAdverseDevelopmentCover" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_ReinsuranceCollateralByThirdParty" abstract="false" name="ReinsuranceCollateralByThirdParty" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseForeignCurrencyTransactionAndTranslationAdjustment" abstract="false" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseForeignCurrencyTransactionAndTranslationAdjustment" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_LiabilityforUnpaidClaimsandClaimsAdjustmentExpensePeriodIncreaseDecreaseNetofCommissionChanges" abstract="false" name="LiabilityforUnpaidClaimsandClaimsAdjustmentExpensePeriodIncreaseDecreaseNetofCommissionChanges" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="kg_LPTADCAgreementMember" abstract="true" name="LPTADCAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="kg_EuropeanHospitalLiabilityQuotaShareAgreementMember" abstract="true" name="EuropeanHospitalLiabilityQuotaShareAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="kg_KILHMember" abstract="true" name="KILHMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="kg_TerryAndLukeLedbetterMember" abstract="true" name="TerryAndLukeLedbetterMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="kg_AmTrustNorthAmericaIncMember" abstract="true" name="AmTrustNorthAmericaIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="kg_KestrelGroupMember" abstract="true" name="KestrelGroupMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="kg_FoundingShareholdersMember" abstract="true" name="FoundingShareholdersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="kg_BarryZyskindMember" abstract="true" name="BarryZyskindMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="kg_GeorgeKarfunkelMember" abstract="true" name="GeorgeKarfunkelMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="kg_LukeLedbetterMember" abstract="true" name="LukeLedbetterMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="kg_InvestmentMilestoneTypeAxis" abstract="true" name="InvestmentMilestoneTypeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
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  <xs:element id="kg_InvestmentOwnership25PercentMember" abstract="true" name="InvestmentOwnership25PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="kg_InvestmentOwnership5PercentMember" abstract="true" name="InvestmentOwnership5PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="kg_InvestmentOwnershipAtMergerClosingMember" abstract="true" name="InvestmentOwnershipAtMergerClosingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="kg_AmTrustQuotaSharesReinsuranceAgreementPartialTerminationAmendmentMember" abstract="true" name="AmTrustQuotaSharesReinsuranceAgreementPartialTerminationAmendmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="kg_PostTerminationEndorsementNo.2Member" abstract="true" name="PostTerminationEndorsementNo.2Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="kg_AmtrustEuropeanHospitalLiabilityQuotaShareAgreementMember" abstract="true" name="AmtrustEuropeanHospitalLiabilityQuotaShareAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="kg_RelatedPartyTransactionPercentOfCededUnderwritingRiskInExchangeForCedingFee" abstract="false" name="RelatedPartyTransactionPercentOfCededUnderwritingRiskInExchangeForCedingFee" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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  <xs:element id="kg_RelatedPartyTransactionPercentOfPremiumWrittenNetOfCostOfUnaffiliatedInuringReinsuranceFromRelatedParty" abstract="false" name="RelatedPartyTransactionPercentOfPremiumWrittenNetOfCostOfUnaffiliatedInuringReinsuranceFromRelatedParty" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="kg_RelatedPartyTransactionPercentOfLossesWithRespectToCurrentLinesOfBusinessExcludingThoseAboveCoveredBusinessThresholdToRelatedParty" abstract="false" name="RelatedPartyTransactionPercentOfLossesWithRespectToCurrentLinesOfBusinessExcludingThoseAboveCoveredBusinessThresholdToRelatedParty" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="kg_RelatedPartyTransactionCommissionRatePercentOfCededWrittenPremiums" abstract="false" name="RelatedPartyTransactionCommissionRatePercentOfCededWrittenPremiums" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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  <xs:element id="kg_RelatedPartyTransactionPercentOfCedingCommissionPayablePeriodIncreaseDecrease" abstract="false" name="RelatedPartyTransactionPercentOfCedingCommissionPayablePeriodIncreaseDecrease" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="kg_RelatedPartyTransactionPremiumsAndLossesRelatedToPolicies" abstract="false" name="RelatedPartyTransactionPremiumsAndLossesRelatedToPolicies" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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  <xs:element id="kg_CollaborativeArrangementPaymentOfCommutedReserves" abstract="false" name="CollaborativeArrangementPaymentOfCommutedReserves" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="kg_RelatedPartyTransactionPercentageOfRequiredFundingOnObligations" abstract="false" name="RelatedPartyTransactionPercentageOfRequiredFundingOnObligations" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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  <xs:element id="kg_RelatedPartyTransactionPercentageOfCollateralOnExposure" abstract="false" name="RelatedPartyTransactionPercentageOfCollateralOnExposure" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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  <xs:element id="kg_RelatedPartyTransactionQuarterlyBrokerageFeeAbovePortfolioThresholdPercentOfAverageHoldings" abstract="false" name="RelatedPartyTransactionQuarterlyBrokerageFeeAbovePortfolioThresholdPercentOfAverageHoldings" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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  <xs:element id="kg_GLSToADCMember" abstract="true" name="GLSToADCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="kg_OperatingLeaseEscalatingFeePercentage" abstract="false" name="OperatingLeaseEscalatingFeePercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="kg_LossContingencyPercentageOfOutstandingDebtHoldersInvolvedInLawsuit" abstract="false" name="LossContingencyPercentageOfOutstandingDebtHoldersInvolvedInLawsuit" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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  <xs:element id="kg_DeferredTaxAssetsOperatingLossCarryforwardsNotSubjectToExpirationPercentage" abstract="false" name="DeferredTaxAssetsOperatingLossCarryforwardsNotSubjectToExpirationPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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  <xs:element id="kg_BusinessCombinationConsiderationTransferredCashConsiderationPaidToShareholders" abstract="false" name="BusinessCombinationConsiderationTransferredCashConsiderationPaidToShareholders" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationConsiderationTransferredAttributableToPreCombinationService" abstract="false" name="BusinessCombinationConsiderationTransferredAttributableToPreCombinationService" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationConsiderationTransferredIntercompanySettlement" abstract="false" name="BusinessCombinationConsiderationTransferredIntercompanySettlement" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitiesAvailableForSale" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitiesAvailableForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedEquityMethodInvestments" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedEquityMethodInvestments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherInvestments" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherInvestments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRestrictedCashAndCashEquivalents" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRestrictedCashAndCashEquivalents" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInvestmentIncome" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInvestmentIncome" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedReinsuranceBalancesReceivableNet" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedReinsuranceBalancesReceivableNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedReinsuranceRecoverableOnUnpaidLosses" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedReinsuranceRecoverableOnUnpaidLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetLoanReceivableFromRelatedParty" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetLoanReceivableFromRelatedParty" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsHeldForSale" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsHeldForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedReserveForLossAndLossAdjustmentExpenses" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedReserveForLossAndLossAdjustmentExpenses" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedUnearnedPremiums" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedUnearnedPremiums" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLongTermDebt" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLongTermDebt" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesHeldForSale" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesHeldForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="kg_ValueOfBusinessAcquiredMember" abstract="true" name="ValueOfBusinessAcquiredMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="kg_FairValueDiscountOnAcquiredReservesMember" abstract="true" name="FairValueDiscountOnAcquiredReservesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="kg_WeightedAverageAmortizationPeriodAbstract" abstract="true" name="WeightedAverageAmortizationPeriodAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
</xs:schema>
